A lot of our clients who have suffered an injury at their workplace tend to get extremely anxious upon receiving a phone call from the insurance company asking for a statement. While our clients are often confused that they are asked to relive this traumatic experience so soon after it had happened, there is a reason insurance companies tend to rush this. Any workplace injury attorney in El Cajon will tell you the same thing – that you have to mindful of what you say as it could have huge legal ramifications. This is exactly what the insurance agents are aiming at. Asking for a statement before you know what legal consequences it might bear could seriously hurt your case. This is why the first thing you should do is contact a trusted workplace injury attorney in El Cajon before you are asked to give any statements, written or recorded.
Any workplace injury attorney in El Cajon will tell you the same thing – that you have to mindful of what you say as it could have huge legal ramifications. This is exactly what the insurance agents are aiming at. Asking for a statement before you know what legal consequences it might bear could seriously hurt your case. This is why the first thing you should do is contact a trusted workplace injury attorney in El Cajon before you are asked to give any statements, written or recorded.
This is why the first thing you should do is contact a trusted workplace injury attorney in El Cajon before you are asked to give any statements, written or recorded. Our experienced attorneys will help you understand what information you need to disclose and what to pay special attention to. Some of the common mistakes workers make when issuing a statement are:
Incomplete Information
Sometimes, when caught by surprise by the insurance companies, workers tend to omit important details that connect the injury suffered and the task they were performing in the line of work. Omitting this information could pose a serious problem, as it is absolutely necessary to make you eligible for worker’s compensation benefits. Others tend to give statements such as “I cannot remember how it happened” or “everything occurred so fast I wasn’t aware what was going on”. These kinds of statements could backfire on you, because injuries of unknown origin are not covered by workplace injury compensation and the insurance company will not willingly draw out any conclusions that would favor your case.
Not Specifying How an Injury Occurred
Just as the title says, if you make a statement such as “I got my back injured after working all day”, it will guarantee that your claim is denied. Instead you have to give specific details on how the injury occurred, what you were doing at the time, what kind of pain you felt and where and how it progressed as you continued working.
Misdirection and Interruption
Insurance company agents know how to make their case, which is why they are well-versed in interrupting or misdirecting you, resulting in incomplete or omitted information. These agents are professionals who know just how to confuse you and draw out information that helps their case against you.
Compromised Judgment
Workers who suffered a heavy physical or psychological trauma as a result of a workplace injury tend to be under strong medication during their recovery. The insurance company agents will use this against you, calling you while you are under the influence of these drugs or visit you during your stay in the hospital. They will keep asking for a statement knowing that you are not in a position to give one as your judgment will likely be clouded. Under the influence of medications you might not be able to remember an important detail or you could say something you otherwise wouldn’t.
